Private by design. Compliant by default.

We enable institutions to transact on blockchain without exposing their financial data while remaining fully compliant with MiCA and AML regulations.

See how it works

Bank-grade privacy. Design Partners:

  • Kryptonim
  • Damisa
  • elympics

How does it work

Regulated stablecoin with progressive privacy layers

Regulated stablecoin with progressive privacy layers. Turning public stablecoins into compliant financial infrastructure.

Main benefits
Three privacy layers: ERC20 Compatible Privacy-enabled, Encrypted Balances, Shielded (coming soon)

Main advantages

ZK Stables core benefits

MiCA Compliant by default

Designed for EU regulatory environments, including MiCA-aligned frameworks. Supports lawful access through selective disclosure while preserving default transaction privacy. Infrastructure for compliant stablecoins under MiCA.

Compliance first privacy

Finally: privacy that compliance teams can accept. Built with regulators and compliance in mind. Private by default. Auditable when needed.

E-Money Token Stablecoins

Fully backed 1:1 by fiat reserves and directly tied to real-world currencies. Multi-currency support send and receive in USD, EUR, PLN and more through the same seamless flows.

Works everywhere you expect

Built as a standard ERC-20 token, fully compatible with wallets, exchanges, and DeFi protocols. Move value effortlessly between fiat and digital assets. Send payments, manage treasury flows, and convert between assets without friction. From bank accounts to stablecoins — and out to assets like USDC. All within one unified flow.

SDK-first integration

Integrate like a payments API. Sandbox environment available for testing. Designed for gasless operations.

High-performance architecture

Optimized encryption pipelines built for real-world payment flows. Supports high-throughput environments without compromising privacy guarantees. Encryption optimized for low gas costs.

Use cases

Where privacy and stability deliver real value

All flows remain private by default and verifiable when required.

  • Fiat–crypto–fiat payments

    Payments move globally through crypto rails while the user experiences a simple local fiat transaction. Funds are sent and received in fiat, with crypto used only in the background to enable faster, cheaper, and fully abstracted settlement.

  • Cross-border trade settlement

    International trade is settled privately, without exposing pricing or counterparties. Buyers and merchants transact in their local currencies while stablecoins handle secure, escrow-based settlement across jurisdictions.

  • Multi-party payouts

    Revenue is automatically split between multiple parties based on predefined logic, without exposing financial flows. Platforms receive fiat and distribute funds seamlessly across recipients in fiat or stablecoins.

  • Merchant payments

    Merchants accept global payments without relying on card networks or risking payment blocks. Funds flow through stablecoin settlement, ensuring continuity, flexibility, and private transaction handling.

  • Consumer apps & cards

    Users get a simple, familiar fintech experience with built-in privacy and no crypto complexity. Balances and transactions remain protected while enabling seamless global spending through stablecoin-backed infrastructure.